You have certainly heard of online loans. With the current technology and the ease of smartphones, you do not even have to go to the bank! There are many applications and sites that promise easy money with just a few clicks, but is it so simple to get money on the internet? First of all, it is crucial to know how not to fall into loan scams online.
After all, looking for fast credit on the internet can facilitate the action of scam artists who try to fool anyone who needs it. With that in mind, here are some tips for keeping you away from traps. Keep reading and keep an eye on it!
1. Do not make early deposits
Of all the tricks used by scam artists on the internet, asking for advance money is the most common. The excuse they use is that this amount would be a guarantee to release the loan, but this is nothing short of balela.
A serious company never makes that kind of request to release a loan! So, if you are faced with an early filing request, you should drop out because you are sure that this is a scam.
2. Do not make payment on account of physical persons
Another trick widely used by scammers is to ask for payment to be made to an individual’s account. This happens because, often, they have neither open company (with CNPJ number), but apply their scams anyway.
So whenever you come across such a request – on a person’s account and not on a company’s behalf – it’s certainly a blow.
3. Be wary of excess facilities
Everyone knows that easy money does not exist. Those apps or websites that offer a lot of advantages, like cash on the spot and without requiring any voucher, are most likely interested in applying a scam on you.
When the loan seems too easy, without asking for documents or selfies, turn on the red light and be careful not to fall into a hole.
4. See if they ask selfie to release the loan
All online loan series online platforms ask you to make a selfie or even small videos to prove your identity. Thus, they know that you are the customer of the document and follow up with the release of the loan.
Because of the safety it brings to the operation, this practice has become very popular among reliable companies. So when looking for an online loan, prefer those who ask for selfie to release the loan.
5. Research the company before making the loan
Before passing your data on to a loan application, find out as much information about the company as possible. Use the internet itself to do this! View customer reviews on social networks and search for complaint sites – these are good ways to know if the company is serious.
Trusted organizations have their own website, forms for contact, pages on social networks, etc. That is, they leave various information available on the internet. Meanwhile, scam artists hide behind obscure applications and websites.
Did you see? Not to fall into online loan scams, you just have to follow some tips. Do not give in to the temptation of very easy proposals, because this can be expensive in the future. Take every care before you make a loan and remember that information is always your best ally!